What is a lien?
A lien is a legal claim against a property for unpaid debts or fees owed to an HOA or condo association, giving the association the right to collect what’s owed when the property is sold or refinanced.
Why does a lien matter?
A lien is one of the most direct tools an association has to protect its ability to eventually collect unpaid dues, without immediately resorting to foreclosure.
When You’ll Run Into This
This gets filed once softer collection attempts, reminders, late fees, haven’t resolved a delinquency. Our strategies for reducing HOA fee delinquency cover the steps that typically come before this one.
Legal note: this is general information, not legal advice. Rules and requirements vary by state and by community, so it is worth checking with your association’s attorney to get an accurate answer for your specific situation.
